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<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>NOVEMBER 5TH -
SPEAKER'S LUNCHEON - MR. KELLY, ING DIRECT USA</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>MONDAY, OCTOBER 20,
2008</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Orange Juice -
Tomato Juice - Clam Juice - Apple Cider</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Clam Vegetable -
Puree of Butternut Squash - Chilled Cream of Tomato</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>SPECIAL: BAKED
MEATLOAF, Mushroom Sauce</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>CRABMEAT
OMELETTE</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>PAN-SEARED WILD COHO
SALMON, DILL SAUCE</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>GRILLED
CURRY-MARINATED MUSCOVY DUCK BREAST</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>FRESH FRUIT PLATTER
WITH CHOICE OF SORBET OR COTTAGE CHEESE</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>CHICKEN CAESAR
SALAD</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Mixed Wild Rice
Pilaf</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Bok Choy - Broccoli
Florets</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>SLICED TOMATO
SALAD</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Peach
Pie</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Pumpkin
Mousse</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Vanilla Ice Cream,
Hot Fudge Sauce</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Coffee Ice Cream -
Frozen Peach Yogurt</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Lemon Sorbet -
Cantaloupe - Mixed Fresh Frit</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Oranges, Bananas and
Kiwi</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV>
<DIV><FONT face=Arial size=2><SPAN class=640525714-20102008>Cappuccino &
Espresso</SPAN></FONT></DIV>
<DIV><FONT face=Arial size=2><SPAN
class=640525714-20102008></SPAN></FONT> </DIV></BODY></HTML>