[Idyllchat] No fee Euros from ATMs and no fee credit charges in Italy

[Jay Cloidt]

Having working in a bank computer room, we used to take the ATM system
offline for 1 hour to do system backups. This happened, for the bank I
worked for, at 12:30 am which would be 6:30-7:30 in continental Europe. This
was 15 years ago. The backup devices are faster, but the amount of data
backed up is exponentially larger, so it would not surprise me if it takes
the same amount of time.

On Wed, Apr 9, 2008 at 12:06 PM, <basketsbybaraldi at comcast.net> wrote:

> Chiming in on the down-time of ATMs...
>
> On both trips to Italy we noticed that the ATMs could not complete our
> transactions until at least mid-morning...which we, rightly or wrongly,
> attributed to overnight bank reconciliations happening on the US side of the
> Atlantic.  After 10 a.m. we never had a problem.  In any case, we made a
> habit of making our withdrawals before bedtime, to be prepared for early
> starts the next day.
>
>
> -------------- Original message --------------
> From: "Jay Cloidt" <jayclimbs at gmail.com>
> I have to agree about ATM up time. Over the last 10 years, I have used
> ATMs in the Netherlands, Germany, Belgium, Switzerland, Italy, Scotland, and
> Iceland. I have not had a problem with ATMs not working except for once when
> a trunk line between the US and Europe went down. It was only down for a
> couple of hours. This is not bad for 10 trips over a period of 10 years.
>
> We had a harder time when on our first trip to Italy, our credit cards
> were being randomly declined. This was due to the security department at the
> bank questioning charges coming from Europe. Since then, we call the banks
> and let them know we will be in Europe before we leave. We haven't had a
> problem since.
>
>   - Jay
>
> On Wed, Apr 9, 2008 at 9:06 AM, Ed Comer <remocmail-travel at yahoo.com>
> wrote:
>
> > Regarding Pete and Maggie Haggart's response to my posting "We too have
> > Capital One - but I did not know that they had an ATM card ", you may
> > have misunderstood me. My Capital-ONE card is a credit card, which I use
> > because they do not tack on a foreign conversion fee as do most, if not all
> > other credit card companies. For ATMs, I use a Charles-Schwab brokerage ATM
> > card because the reimburse ALL fees incurred at ATM machines. By using these
> > cards I get Euros from ATMs and make credit charges without any extra fees.
> > Regarding Lynanne Guynn's comment "ATM ...some/many are out-of-order at any
> > one time",  that wasn't my experience in Tuscany - I never had a problem at
> > an ATM and I used several in various cities, getting cash as needed.
> >
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>
> ---------- Forwarded message ----------
> From: "Jay Cloidt" <jayclimbs at gmail.com>
> To: "Ed Comer" <remocmail-travel at yahoo.com>
> Date: Wed, 9 Apr 2008 13:57:57 +0000
> Subject: Re: [Idyllchat] No fee Euros from ATMs and no fee credit charges
> in Italy
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