[Idyllchat] No fee Euros from ATMs and no fee credit charges in Italy

[Russell Crum]

My experience has been the same as Jay's. Since 1998 we have used  
ATMs in all of the same countries except Iceland but would add  
England, Ireland, The Czech Republic and China.  In only one case did  
the ATM not work.  That was a bank in some city in France, which I  
don't recall now since it was ten years ago. In that case we noticed  
that no one else was having any success with that ATM either so we  
went a block down the street to another bank and their ATM worked  
just fine.

As a comment on Terry Baraldi's note about operating hours. We have  
never had that experience. However, I have to admit I have never paid  
any attention either except when we land in Europe. That has always  
been early morning and I have normally used an airport ATM with no  
problem.

On other comments about ATM fees being levied by local banks.  In  
using ATMs over this past ten years we have never had any foreign  
bank tack on a fee for a withdrawal. Our experience is that only US  
banks seem to be prone to want to do that.

Russ

Russ Crum


On Apr 9, 2008, at 9:57 , Jay Cloidt wrote:

> I have to agree about ATM up time. Over the last 10 years, I have  
> used ATMs in the Netherlands, Germany, Belgium, Switzerland, Italy,  
> Scotland, and Iceland. I have not had a problem with ATMs not  
> working except for once when a trunk line between the US and Europe  
> went down. It was only down for a couple of hours. This is not bad  
> for 10 trips over a period of 10 years.
>
> We had a harder time when on our first trip to Italy, our credit  
> cards were being randomly declined. This was due to the security  
> department at the bank questioning charges coming from Europe.  
> Since then, we call the banks and let them know we will be in  
> Europe before we leave. We haven't had a problem since.
>
>   - Jay
>
> On Wed, Apr 9, 2008 at 9:06 AM, Ed Comer <remocmail- 
> travel at yahoo.com> wrote:
> Regarding Pete and Maggie Haggart's response to my posting "We too  
> have Capital One - but I did not know that they had an ATM card ",  
> you may have misunderstood me. My Capital-ONE card is a credit  
> card, which I use because they do not tack on a foreign conversion  
> fee as do most, if not all other credit card companies. For ATMs, I  
> use a Charles-Schwab brokerage ATM card because the reimburse ALL  
> fees incurred at ATM machines. By using these cards I get Euros  
> from ATMs and make credit charges without any extra fees. Regarding  
> Lynanne Guynn's comment "ATM ...some/many are out-of-order at any  
> one time",  that wasn't my experience in Tuscany - I never had a  
> problem at an ATM and I used several in various cities, getting  
> cash as needed.
>
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