[Idyllchat] No fee Euros from ATMs and no fee credit charges in Italy

[Jay Cloidt]

I have to agree about ATM up time. Over the last 10 years, I have used ATMs
in the Netherlands, Germany, Belgium, Switzerland, Italy, Scotland, and
Iceland. I have not had a problem with ATMs not working except for once when
a trunk line between the US and Europe went down. It was only down for a
couple of hours. This is not bad for 10 trips over a period of 10 years.

We had a harder time when on our first trip to Italy, our credit cards were
being randomly declined. This was due to the security department at the bank
questioning charges coming from Europe. Since then, we call the banks and
let them know we will be in Europe before we leave. We haven't had a problem
since.

  - Jay

On Wed, Apr 9, 2008 at 9:06 AM, Ed Comer <remocmail-travel at yahoo.com> wrote:

>  Regarding Pete and Maggie Haggart's response to my posting "We too have
> Capital One - but I did not know that they had an ATM card ", you may have
> misunderstood me. My Capital-ONE card is a credit card, which I use because
> they do not tack on a foreign conversion fee as do most, if not all other
> credit card companies. For ATMs, I use a Charles-Schwab brokerage ATM card
> because the reimburse ALL fees incurred at ATM machines. By using these
> cards I get Euros from ATMs and make credit charges without any extra fees.
> Regarding Lynanne Guynn's comment "ATM ...some/many are out-of-order at any
> one time",  that wasn't my experience in Tuscany - I never had a problem at
> an ATM and I used several in various cities, getting cash as needed.
>
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