[Idyllchat] Medical Insurance overseas

[Russ Crum]

Bill,

I can't answer about the drivers license, etc. However, a comment on  
his company medical coverage. My experience was that he has to  
contact the medical insurance carrier themselves, not the employer  
people. The medical carrier is the one who he will have to do battle  
with anyway.

For what it is worth, I found out that in my case (BC/BS of Michigan)  
I would be covered BUT I would have to pay for any expenses while  
there and file the claims forms with them after I returned for  
reimbursement. Fortunately, we never needed medical attention while  
out of the country. If your nephew looks into supplementary medical  
coverage, be aware that many of the short term traveler's policies  
have medical coverage as secondary coverage. i.e. they will only pay  
after a primary carrier has paid. If your nephew's insurance would be  
like mine, that sort of supplementary coverage would not likely be of  
much value to him.

A side note: A few years ago we knew a person who had to be  
hospitalized for a couple weeks in France. She is Canadian. In her  
case because of her national health coverage system, there was co- 
ordination with the French hospital and she was covered there! I  
don't know any of the details but she was relieved that it worked out  
that easily.


Russ Crum
rrcrum at sbcglobal.net

On Mar 5, 2007, at 8:21, Bill K......r wrote:

> My nephew will be in Sweden for a month and a half this summer as  
> part of a work exchange program with his company.  He will be  
> bringing his wife and two boys with him.  The trip will be paid by  
> his company.  He has traveled overseas on business several times,  
> but never with his family.  One of his concerns is if one of his  
> kids gets sick while in Sweden and has to see a doctor.  He is not  
> sure if his medical insurance covers while overseas.  No one at  
> work seems to know the answer.
>
> Can anyone recommend overseas medical insurance?
>
> Also, will his U.S. drivers license be valid in Sweden?  Will he  
> need an international drivers license?
>
> I appreciate your help.
>
> Bill Kover
> Piscataway, New Jersey
> ShutterbugBill at verizon.net
>
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