[Idyllchat] Auto Insurance

[Bob Bestor]

This is a murky area and I'm still not 100% 
convinced but....a supervisor in Visa's Benefits 
Department told me they will cover CDW/theft 
deductible in cases where the purchase of 
CDW/Theft is required by law (Italy). She went on 
to say they would also cover deductible in any 
foreign country if the purchase of CDW/Theft is 
required by the rental company - provided the 
cardholder could show written proof from the 
company of such requirement. Perhaps a letter 
from Idyll or their car rental supplier would 
satisfy this requirement.

At the Visa website page dealing with car rental 
insurance 
(http://usa.visa.com/personal/cards/benefits/bft_dmg_waiver_personal.html?it=c|/personal/cards/eclaims.html|Learn%20more) 
is this question: "What if the auto rental 
company insists that I purchase the auto rental 
company's auto insurance or collision damage 
waiver?" The answer is "Call the Benefit 
Administrator at 1-800-VISA-911 for help."

If anyone has further info on this topic please send it my way. Thanks.

Bob Bestor

>One more note about CDW.  If you get the rental 
>car as part of an Idyll package CDW (with a high 
>deductible) is included in Idyll's arrangement 
>with Hertz or Avis.  Therefore your VISA or 
>Master Card CDW coverage does not apply, because 
>the VISA/MC requires refusal of any other CDW
>coverage.  Of course you can not refuse it -- it 
>is built into Idyll's rental arrangement.
>     I don't understand this requirement.  I 
>would think VISA/MC would be happy to be 
>responsible for only the deductible!
>     I don't know if American Express has this requirement.
>Bob Meyer


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