[Idyllchat] Auto Insurance

[Patricia Edie]

We just received our planning package for our Untour in Northern Tuscany, 
Oct. 10-24.  We spoke with the rep about the auto insurance.  She told us 
that if we have trip cancellation insurance with Travel Insured, their 
recommended provider, (and we do) that since the end of 2006 they have added 
a CDW Protection policy included in the coverage.

I know that most on this list recommend getting the extra insurance beyond 
what comes with the Avis Rental.

Would those of you who have done this, still purchase additional insurance 
even if you now have the CDW included in the Trip Cancellation Policy?  When 
we look at the chart, it appears redundant.

Have any of you had to use the CDW included in the Trip Cancellation Policy? 
If so, was it handled easily?

Thanks, in advance, for sharing your experience and opinions.

Patricia Edie