[Idyllchat] AAA's Cash Card / North Tuscany

[TSchlingel at aol.com]

I used an AAA Cash Card two years ago and found that with their fees,  
conversion rate, etc., it was not as good as my Visa ATM through my local  S&L.  I 
would not under any circumstances use the AAA card if you have  access to an 
ATM.  
One last point, as back up on my trips, I had a "National City" Visa ATM  
along with my S&L Visa ATM.  As an experiment, I took cash within  minutes using 
both cards in side by side banks in Germany.  I did this 3  times in the 
course of an 18 day trip on one occasion and a 16 day trip on  another..  I 
consistently found that my Visa ATM through my local S&L  was about 3% cheaper than 
using my National City ATM account.  I also find  that there is not an 
appreciable difference in the conversion rate whether I use  the S&L ATM to get Euros 
or to use the S&L ATM as a credit card to pay  for hotel accommodations.  As a 
rule, I always use Euros to pay for  all other purchases other than hotel 
accommodations.  It just seems to work  more smoothly.  I am more happy and so is 
the merchant.  I also don't  have to worry about a merchant making a 
conversion that may not be to my  advantage (if that makes sense to all of you).  By 
using Euros, I'm  paying menu and store prices and it is a much cleaner  deal.  
 
Tom Erdman, St. Louis 



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