[Idyllchat] Credit Card Charging Method

[Russ Crum]

Bob,
That may be a common practice for credit unions. Ours is a local one  
in Michigan and they do not charge for any foreign ATM use. I have  
never been charged a fee by a local bank either for  international  
use and have used it in at half a dozen European countries and Canada.

My sister just left for Mexico and called her bank to inform them  
that she would be traveling there. She found out that they will  
charge her a 3% fee for foreign ATM transactions! It appears that her  
bank (National City) has decided to grab the same fee that most of  
the MC and Visa places are for foreign transactions.

Russ Crum
rrcrum at sbcglobal.net

On Jul 6, 2007, at 9:28, robert w. miller wrote:

> There have been quite a few comments on use of credit cards and/or  
> ATM cards overseas.  I have my account with Eastman Credit Union  
> here in Kingsport, TN.  ECU was originally a part of Eastman  
> Chemical Co. (formerly a subsidiary of Eastman Kodak but spun off  
> as a separate company in 1994) but ECU itself spun off from ECC and  
> is now independent.  They are now a community credit union.  They  
> make no charges for ATM withdrawals overseas but the overseas ATM  
> owner might.
>
> If you are interested in exploring the possiblity of joining ECU,  
> you can make a toll free call to 1-800/228-2328.  You might  
> qualify.  I laughingly say that all you need to do is know how to  
> spell "Eastman" and they'll give you three chances on that!
>
> Bob Miller
> ----- Original Message -----
> From: Bob Johnson
> To: idyllchat at lists.untours.com
> Sent: Thursday, July 05, 2007 10:57 PM
> Subject: Re: [Idyllchat] Credit Card Charging Method
>
> We experienced this transaction within the last two years at hotels  
> in several places in Europe.  The latest was at the Allegro Hotel  
> close to the Zurich Airport.  The option to charge in US dollars  
> always figures higher.  One other interesting switch was by our  
> last hotel in London offered a 3% discount if we paid in cash at  
> checkout.  That was a significant saving.  Credit cards are  
> becoming very expensive for both the merchant and the customer.
>
> As for cash, we never use a Visa or MC debit card.  We use a bank  
> ATM card.  The only bank in Dallas that issues an ATM only card is  
> Regions.  However. they do charge $1.50 per withdrawal when using a  
> foreign bank.  This is cheaper than Visa or MC.
>
> Bob Johnson
>
>
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