[Idyllchat] ATMs in Europe

[JOHN PHILLIPS]

When I got my ATM card from my credit union, there was a phone number to call IF I wanted the card to also  serve as a debit card.  I purposely chose NOT to validate it for debit activity. 

Sandy Phillips 
  ----- Original Message ----- 
  From: Robert A Meyer<mailto:hmrm34 at verizon.net> 
  To: Meredith Young<mailto:mly8 at columbia.edu> 
  Cc: idyllchat at lists.untours.com<mailto:idyllchat at lists.untours.com> 
  Sent: Wednesday, April 04, 2007 7:57 PM
  Subject: Re: [Idyllchat] ATMs in Europe


  I may be the only one who didn't know the difference between a debit card and a straight ATM card.  So I looked it up (on the Internet naturally) and here is an explanation:

  "SUMMARY: A debit card is an ATM card with a VISA or Mastercard logo on it. [VISA calls them "Checkcards" and Mastercard calls them "Mastermoney" cards.]

  The difference? Debit cards are riskier than password protected (PIN-only) old-fashioned ATM cards because debit card can be used with a PIN OR can also be used with only a signature, without a secret PIN or password, just like a credit card, over the phone or in a store."

  I wonder if straight ATM cards are still available?
  Bob Meyer

    Also, for those of you who are eligible, be aware that USAA offers only debit cards, not straight ATM cards. If you lose your debit card or it is stolen,  your account can be accessed by whoever has it. 

    meredith young 

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