[Idyllchat] Travel Insurance

[CW Sprawls]

Julie Siebel wrote:

> I haven't been there, but my understanding is that Italy doesn't 
> respect the CDW coverage on your regular insurance. Could someone clarify?
>  
> Julie
>  
>
>     ----- Original Message -----
>     *From:* Joan Herriges <mailto:joanherriges at sbcglobal.net>
>     *To:* haggart <mailto:haggart at moscow.com> ; IdyllChat
>     <mailto:IdyllChat at lists.untours.com>
>     *Sent:* Thursday, September 07, 2006 3:34 PM
>     *Subject:* Re: [Idyllchat] Travel Insurance
>
>     Hi Pete:  For the last two years we have used www.insuremytrip.com
>     <http://www.insuremytrip.com>  to get quotations.  First year we
>     used CSA, this year we used Access America.  Once you compare and
>     choose your package you will hear directly from the insurance
>     company.  They will send you a letter of confirmation with
>     complete coverage details.  Their quotes are so clear and easy to
>     make a comparison and select just what you need.  We are going
>     through the same procedure now--same as you, and will continue to
>     use the above website. 
>      
>     As for CDW coverage on the car rental it was not necessary.  Our
>     own car insurance covered us.  We called to confirm the coverage,
>     and they told us to take a copy of our Renewal Policy Coverage
>     Summary.  We just declined the coverage with Hertz at rental time,
>     and they didn't even glance at the summary.  Very likely you may
>     be covered. 
>      
>     Happy planning.  Joan.
>      
>
>         ----- Original Message -----
>         *From:* haggart <mailto:haggart at moscow.com>
>         *To:* IdyllChat <mailto:IdyllChat at lists.untours.com>
>         *Sent:* Thursday, September 07, 2006 3:11 PM
>         *Subject:* [Idyllchat] Travel Insurance
>
>          OK Chatters -------- Pete in Moscow needs some advice on
>         travel insurance.
>          
>         I am a believer in getting it, but is Travel Insured
>         International (which has an agreement with Idyll) the best
>         choice?? I know you have opinions on this!
>          
>         Also Travel Insured International is offering CDW insurance on
>         European car rentals. That is good - I guess - but I wonder
>         what the hassle is when you get charged for the damage
>         deductible in Europe and then have to get your money back from
>         the insurance company. In Spain we paid for it with the rental
>         company when we picked up the car - and as it turned out we
>         needed it as someone had hit our car (without any witnesses)
>         and when we brought the car for check-in they noted the damage
>         but signed off because we had the deductible covered with the
>         insurance we bought on site. What do you think?
>          
>         Thanks for your responses.
>          
>         We are about the sign up for two weeks in North Tuscany and a
>         week in Venice for the Fall of 2007.
>          
>         Pete
>         in Moscow
>          
>         /Peter and Margaret Haggart/
>             haggart at moscow.com <mailto:haggart at moscow.com>
>           http://users.moscow.com/haggart/
>
>         	
>         	
>
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>  
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Yes, Italy does not honor the CDW on USA insurance policies and REQUIRES 
you to take out the CDW when you rent in Italy. (We are in Italy at the 
moment and rented our car through Gemutlichkeit to pick up in Venice.)   
Charlotte Sprawls
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